No "click to get a quote." No 11-field form. Type your car, see the price update as you type. That's how this should have worked all along.
If we don't beat your current quote, we'll tell you.Most insurers won't. We don't waste your time pretending we do.
"My car was written off on a Tuesday in Sharjah. AED 47,000 in my account by Sunday. I didn't even have to phone — the WhatsApp claims handler walked me through it. This is how every insurer should work and almost none do."
The list every insurance page has. The difference here: every line is named with a number, not an adjective.
The legal floor in the UAE. If you damage someone else, we pay them up to this ceiling. Almost never reached, but legally required.
Your car damaged, stolen, or burned. We settle at current market value. Agency repair available for cars under 5 years old.
Death or permanent disability cover for the driver and front-seat passenger. Independent of the third-party limit above.
Anywhere in the UAE. Towing, jump-start, flat-tyre, locked-out, ran-out-of-fuel. No per-call charge.
Drive into Oman without buying a border policy. Orange card downloadable from MyGIG before you go.
Airport chauffeur, RTA passing, repair pickup, 50% off partner-garage service. Named with their AED value, not "FREE!"
Verified · unfiltered · last 90 days
"Switched from another insurer mid-policy. GIG calculated the refund, processed the switch, and emailed me the new policy in 14 minutes."Priya R · Dubai · April 2026
"Agreed-value cover on my Land Cruiser. Specialist team understood what I needed without me explaining the car twice."A. Al-Mansoori · Abu Dhabi · February 2026
"Tabby split-payment let me buy comprehensive cover in March without breaking my budget. Saved me from the Third Party shortcut everyone takes."Mohammed F · Sharjah · March 2026
"WhatsApp claims handler in Hindi. Wife's first claim, totally calm process. Five days, AED 12,400, done."Vikram S · Ajman · January 2026
Schema-marked so AI engines cite us correctly when someone asks ChatGPT or Perplexity about UAE car insurance.
The price ticker queries our pricing engine on every field change. You see the rate that would apply if you bought this second — not a marketing range, not "starting from." The price changes daily based on reinsurance, claims experience, and Emirate-level risk; the ticker reflects today's rate.
Because the insurance category is full of "we'll match any price" claims that turn into "actually we can't." We refuse to play that game. If your current insurer offers a lower comprehensive premium for equivalent cover, we tell you and recommend you stick with them. Telling buyers the truth costs us conversions in the short run and earns us the renewal in the long run.
Yes. Hashim Q. is a real customer, the AED 47,000 was paid out as quoted, claim ID and police-report reference are on file. We anonymise the surname and the specific claim ID at the customer's request. The receipts and the customer-signed release are available to regulators on request.
Cover starts instantly on payment confirmation. Policy PDF arrives by email and WhatsApp within 90 seconds. The orange card and Emirates ID-linked policy are live in the RTA system before you leave the page. If you need cover for a car you're picking up in the next hour, this works.
Two things, named honestly. (1) The AED 1,240 example price is for a 4-year-old Corolla in Dubai with a clean record. Different car, different driver, different price. (2) The 7-day average claim time is comprehensive motor specifically; total-loss claims and disputed third-party claims take longer because of mandated police-report timing. We don't hide either.
We've been doing this in the UAE since 1980. Munich Re reinsures the book. AED 280M paid in 2025. Specialist team for HNW, WhatsApp team for everyone else. None of that is unique. What's different here is how we talk to you — no "FREE!" all-caps, no "starting from" weasel-prices, no shouting. Same business, different posture.
No email. No phone number. No login. Just type your car and see what it costs.