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Tell us about your car. We'll price it in 60 seconds.

No email, no phone number, no commitment. Just a price.

Or skip the form: WhatsApp +971 4 411 7800 · English, Arabic, Hindi
UAE IA licensed since 1980· AED 280M claims paid 2025· Average claim · 7 days· 4.6/5 · 12,400+ reviews

⌚ Preview · 60-second result

Here's what you'd pay

2022 Toyota Corolla · Dubai · clean driving record

Third Party only

AED480/year

UAE legal minimum. Covers what you do to others, not your car.

  • AED 3.5M third-party liability

What you'd actually get with Comprehensive

Now that you've seen the price, here's what AED 1,240/year buys you.

Third-party liability

AED 3.5 million

If you damage someone else's car, property, or person, we pay them up to 3.5 million. That's the part the law requires.

Own-damage cover

Full market value

If your car is damaged, stolen, or burned, we settle at current market value. Repair via partner or agency garage.

AED 2,500 in included services

Cash-equivalent value

Airport chauffeur (AED 250), RTA passing (AED 300), repair pickup (AED 200), and up to 50% off car service.

Oman extension

Included

Drive into Oman without a separate border policy. Request your orange card from MyGIG before you go.

Why GIG The numbers behind the price

1980
UAE Insurance Authority licensed since
7 days
Average comprehensive claim settled
280M+
AED paid out in 2025
4.6/5
From 12,400+ Google reviews

Three ways to buy

Pick the route that fits how you actually shop.

💬

WhatsApp

Send "quote" to +971 4 411 7800. We reply in English, Arabic, or Hindi within 2 minutes during working hours.

Avg reply · 2 min
📞

Phone

Call 800 444 (toll-free). Specialist team for HNW and complex cases. Mon–Sat 8am–10pm.

Avg pickup · 30s
💻

Online portal

The full quote-buy-pay-policy flow in your browser. Saves your details for renewal. Tabby split-payment supported.

End-to-end · 5 min

The six questions everyone asks

Why does my price differ from my neighbour's?

UAE car insurance prices depend on the car's make and value, driver age and claim history, the Emirate of registration, and the chosen excess. Two drivers with identical cars can pay 30% apart based on driving record alone.

What if I want a lower price than the quote?

Raising your voluntary excess from AED 500 to AED 1,500 typically reduces the annual premium by 10–18%. Removing add-ons you don't use (off-road, agreed-value) saves another 5–8%. Ask the specialist team for an optimised quote.

How fast do claims actually pay?

GIG Gulf's UAE comprehensive claim average is 7 working days from full documentation. Windscreen-only claims are typically 24–48 hours. Total-loss claims involving police reports take longer.

Does the price include VAT?

Yes. All quotes shown include 5% UAE VAT. The price you see is the price you pay.

Can I switch from my current insurer mid-policy?

Most UAE insurers refund the unused portion of an annual policy (minus an admin fee). Bring your existing policy document; we'll calculate the net cost of switching today.

What's covered if I drive into Oman?

GIG Gulf Comprehensive and Prestige policies include Oman cover. You need an orange card before crossing — download from MyGIG. Third Party Only policies don't cover Oman; you'll need a separate border policy.

Option 3 — funnel-first Hero IS the quote form. Section 2 is the personalised result. Section 3 reveals cover detail (after price commitment). Sections 4-5: trust + how-to-buy. FAQ at the end. Stops lecturing, starts asking.