UAE Insurance Authority licensed since 1980. Average claim paid in 7 days. Quote on WhatsApp in three languages.
UAE legal minimum
Pays for your car too
For cars under 5 years
The free add-ons you actually use, named with their cash value. No "FREE!" shout — just what's included.
Drop-off or pickup at DXB or AUH airport — your driver, on us
Workshop pickup and return when your car needs repair
We collect the car, take it for the RTA test, drop it back
Once per policy year. Brand-new battery delivered and fitted
One tyre, once per year. Any tyre type matched to your car
Service your car at any partner garage, get 10% returned to your account
If you choose agency repair, 25% of the excess comes back to you
Tow, jump-start, flat-tyre, locked-out, ran-out-of-fuel — no per-call charge, anywhere in the UAE
The six questions most UAE drivers ask. Schema-marked for AI search citation.
Comprehensive car insurance in the UAE typically starts from around AED 850 per year for a small, well-driven car with a clean record. GIG Gulf provides a quote in under two minutes via the online portal or WhatsApp.
GIG Gulf's average UAE comprehensive motor claim is settled within seven working days from documentation completion. Claims can be opened by WhatsApp, through the MyGIG portal, or by calling the 24/7 claims line.
Yes. GIG Gulf is licensed and regulated by the UAE Central Bank's Insurance Authority. GIG Gulf has been operating in the UAE since 1980 and is part of the Gulf Insurance Group.
UAE comprehensive motor policies typically include a geographic extension to Oman. GIG Gulf's Motor Perfect and Motor Prestige policies include Oman cover. The driver must request an orange card before crossing the border.
Third Party Only covers damage you cause to others — UAE legal minimum. Comprehensive covers all of the above plus your own car's damage, theft, fire, and personal accident.
Agreed-value cover commits, at policy start, to a specific pay-out figure if the car is written off. Matters most for high-value, classic, or modified cars. GIG Gulf offers it under Motor Prestige.
Verified Google reviews · 4.6/5 average
"Claim paid in five days. Replacement car ready before I'd even submitted the police report properly. This is how it should work."
"WhatsApp quote in 90 seconds, AED 240 cheaper than last year, switched in 10 minutes. The bar is now ridiculously high."
"The agreed-value cover on my Land Cruiser was the difference between buying GIG and going elsewhere. Specialist team understood what I needed."